Credit score building and interest-free loans
Welcome to Portify
A community powered membership that helps you reach financial goals
Trusted by a community of 20,000+ members
Kamil
Portify is great. My score went up 30 points after an update on my credit file.
★★★★★
Trustpilot
Matt H
Love this app - really helpful. Nice to see my predicted expenses. Weekly quiz is great too
★★★★★
Google Play Store
Fedor
Portify is a great product to build credit and has super fast support!
★★★★★
Trustpilot
Francesca F
Haven't been with Portify long but they help me look at my finances across al accounts and direct debits. They quiz me on finances, give me bonus money off and lend it i'm a little short of money that month!
★★★★★
Apple App Store
Automatic credit score boost with your membership
We partner with Experian to improve your credit history through your monthly membership fee.
Learn More
The longer you're a member, the more credit history you build. Boost your credit score without a credit card.
How Portify builds your credit score
Download the Portify app and sign up
Join 20,000 Portify users and sign up in less than 5 minutes.
Pay your monthly membership fee on time
We deduct each payment securely from a bank account of your choice.
Each on time payment builds credit history
We report your monthly payments to our partner, Experian. Learn More
Interest-free loans with Portify Plus
If you qualify for Portify Plus, you can access an interest-free safety net up to £250, and protect yourself from sudden expenses.
Loan repayment dates are clearly laid out and easy to understand.
As a Portify Plus member, we protect you from unexpected bills that put you into your overdraft or push you to taking out payday loans that can damage your credit score.
There are no hidden fees, beyond your regular monthly membership fee.
Low balance predictor
Get instant alerts when your bank balance falls low, and avoid going into your overdraft.
Portify members use our app to better plan for upcoming expenses and avoid costly fees.
Achieve Financial Stability & Independence
Portify is much more than a personal finance app. We care about your financial strength and will help you take control of your finances and provide actionable tips to build a financial safety net.
Whether your goal is to build your credit to purchase your first home or to get yourself out of debt, our flexible no-interest financing is here when you need it most.
Membership
FEATURES |
Portify |
Portify Plus |
£4per month |
£7per month |
|
| Low balance alerts | ||
| Track your recurring bills | ||
| Financial wellbeing quizzes | ||
| Share your membership fee payments with Experian to build your credit score | ||
| Prize draws | ||
| 30-day interest-free financing (up to £250) |
||
| Share your interest-free financing repayments with Experian to build your credit score |
Members must pass our affordability checks to qualify for Portify Plus
IASME certified
We are IASME Cyber Essentials certified. Our systems are routinely penetration tested by external security firms.
FCA Authorised
Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.
Bank-grade security
Your data stored with Portify is secured using AES 256-bit end-to-end encryption.
Read-only access
We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.