Interest-free loans and credit score building for £7/month

Welcome to Portify

A community powered membership that builds your financial security

screenshot of Portify app homepage

Trusted by a community of 20,000+ members

Inaldo R R

Amazing app! Works fast and smooth and you have many cool features there like: deals, financial tracking, loans, prize quizzes, prize draws, insurance... A MUST have app.


Google Play Store

Matt H

Love this app - really helpful. Nice to see my predicted expenses. Weekly quiz is great too


Google Play Store

Alin P

I really enjoy my experience with Portify, it's a helpful tool that makes your everyday life easier - and recently I won a Mapley phone mount, which is great!


Google Play Store

Francesca F

Haven't been with Portify long but they help me look at my finances across al accounts and direct debits. They quiz me on finances, give me bonus money off and lend it i'm a little short of money that month!


Apple App Store

Interest-free loans with Portify Plus

We help Portify Plus members achieve financial confidence so they can make informed data-driven decisions to improve their credit score.

If you qualify for Portify Plus, you can access an interest-free safety net up to £250, and protect yourself from sudden expenses.

There are no additional fees, beyond your regular monthly membership fee.

Portify Limited is a credit broker and not a lender.

screenshot of Flex Finance page in the Portify app

Automatic credit score boost with your membership

We partner with Experian to improve your credit history through your monthly membership fee.
Learn More

Each payment you make contributes to your credit history and moves you one step closer to financial stability.

screenshot of credit boost page in the Portify app

Low balance predictor

Get instant alerts when your bank balance falls low, and avoid going into your overdraft.

Portify members use our app to better plan for upcoming expenses and avoid costly fees.

screenshot of 'low balance predicted' message

What banks does the Portify app connect to?

At the moment Portify works with these financial institutions. We are constantly adding new providers so do check back:

  • Barclays
  • HSBC
  • NatWest
  • Monzo
  • Starling Bank
  • RBS
  • Lloyds
  • Halifax
  • Nationwide
  • First Direct
  • Santander
  • TSB
  • The Co-operative Bank
  • Metro Bank
  • Bank of Scotland
  • TSB
  • Marks & Spencer
  • Ulster Bank

Avoid Bank Overdrafts & Improve Your Credit Score

Your Portify Plus membership includes low-balance warnings for maximum financial protection against costly bank overdrafts.

You’ll also have access to additional benefits like interest-free micro-loans. All at no extra cost.

Start Building Your Credit Score Today

Portify builds your credit and provides financial protection. As long as you’re a member, you can build your credit history. You’ll also get low-balance warnings included in your membership.




Portify Plus


per month


per month
Low balance alerts
Track your recurring bills
Financial wellbeing quizzes
Share your membership fee payments with Experian to build your credit score
Prize draws
30-day interest-free financing
(up to £250)
Share your interest-free financing repayments with Experian to build your credit score

Members must pass our affordability checks to qualify for Portify Plus

IASME certified icon

IASME certified

We are IASME Cyber Essentials certified. Our systems are routinely penetration tested by external security firms.

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FCA Authorised

Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.
Portify Limited is a credit broker and not a lender.

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Bank-grade security

Your data stored with Portify is secured using AES 256-bit end-to-end encryption.

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Read-only access

We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.