Screenshot of the homepage showing the personal finance management features of the credit building app Portify

Build healthy credit

Credit score building in partnership with all major UK Credit Reference Agencies: Experian, Equifax and TransUnion.
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Get started in 3 minutes!
No interest or APR.
No hard credit check.

Button to download Portify on the App Store

New to credit?
Need to build credit?
Get started with our memberships

Portify Plus

Build your credit score with all major credit bureaus

£9 per month

Portify Lite

Build your Experian credit score
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£5 per month

Basic

Get smart alerts to protect your credit score

Free

Over 100,000+ people are investing in their credit scores with Portify

Brad

Portify has done that I was absolutely shocked by how much points my score has risen, it jumped from 345 to 642 in 2 months!

Apple App store

Chris

Great service and a simple way to boost your credit score (mine went up by 52 points)

Trustpilot

Colleen

Using Portify to build my credit score has been brilliant! It’s a relief to see a gradual increase in my points over time and feels incredibly productive. I don't even notice the payment going out.

Trustpilot

Sardi

Anyone who is in doubt to use their service I would recommend you do as in a month my credit score has gone up by 60 points. So it does work.

Trustpilot

Why Portify?

Easy

Start building your credit score in less than three minutes

Simple

One single fee each month to build your credit score

Fair

No credit check. We use Open Banking data instead

Why not Portify?

We are committed to providing a service that helps our members save money. Please do not use Portify if any of these apply to you, as we may not be able to help.
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You had a CCJ in the last 12 months

You had an IVA in the last 12 months

You declared bankruptcy in the last 12 months

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Learn why

Did you know?

An 'Excellent' credit score could save you tens of thousands £s over a lifetime

Money could you save on select credit products with an 'Excellent' credit score

Try our calculator to see how much you could save

Try now!

FCA Authorised

Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.

Bank-grade security

Your data stored with Portify is secured using AES 256-bit end-to-end encryption.

Read-only access

We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.

Build healthy credit

New to credit? Need to build credit?Get started with our memberships

Basic

Over 100,000+ people are investing in their credit scores with Portify

Why Portify?

Why not Portify?

Try our calculator to see how much you could save

New to credit?
Need to build credit?
Get started with our memberships