Screenshot of the homepage showing the personal finance management features of the credit building app Portify

The credit builder card alternative

Avoid high interest fees on a credit builder card.

Portify offers credit score building in partnership with all major UK Credit Reference Agencies: Experian, Equifax and TransUnion.

Get started in 3 minutes!
No interest or APR.
No hard credit check.

Portify is the credit builder card alternative

Get started with our memberships

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Over 100,000+ people are investing in their credit scores with Portify

Portify has done that I was absolutely shocked by how much points my score has risen, it jumped from 345 to 642 in 2 months!
Apple App store
Great service and a simple way to boost your credit score (mine went up by 52 points)
Using Portify to build my credit score has been brilliant! It’s a relief to see a gradual increase in my points over time and feels incredibly productive. I don't even notice the payment going out.
Anyone who is in doubt to use their service I would recommend you do as in a month my credit score has gone up by 60 points. So it does work.

Why not Portify?

We are committed to providing a service that helps our members save money. Please do not use Portify if any of these apply to you, as we may not be able to help.

You had a CCJ in the last 12 months
You had an IVA in the last 12 months
You declared bankruptcy in the last 12 months

Learn why

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FCA Authorised
Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.
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Bank-grade security
Your data stored with Portify is secured using AES 256-bit end-to-end encryption.
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Read-only access
We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.