Screenshot of the homepage showing the personal finance management features of the credit building app Portify

A new way to build credit

Welcome to Portify!

The simple and easy way to build your credit score.

Join a community of users who have seen their scores improve by 100 points in just three months.

Button to download Portify on the app storeButton to download Portify on Google Play

Automatic credit score boost with your membership

We partner with Experian to improve your credit history through your monthly membership fee.
Learn More

The longer you're a member, the more credit history you build. Boost your credit score without a credit card.

How Portify builds your credit score

Download the Portify app and sign up
Join 20,000 Portify users and sign up in less than 5 minutes.
Pay your monthly membership fee on time
We deduct each payment securely from a bank account of your choice.
Each on time payment builds credit history
We report your monthly payments to our partner, Experian. Learn More

Trusted by a community of 30,000+ members

Portify is great. My score went up 30 points after an update on my credit file.
Matt H
Love this app - really helpful. Nice to see my predicted expenses. Weekly quiz is great too
Google Play Store
Portify is a great product to build credit and has super fast support!
Francesca F
Haven't been with Portify long but they help me look at my finances across al accounts and direct debits. They quiz me on finances, give me bonus money off and lend it i'm a little short of money that month!
Apple App Store

What banks does the Portify app connect to?

At the moment Portify works with these financial institutions. We are constantly adding new providers so do check back:

Starling Bank
First Direct
Marks & Spencer
The Co-operative Bank
Metro Bank
Bank of Scotland
Ulster Bank

Avoid Bank Overdrafts & Improve Your Credit Score
Your Portify Plus membership includes low-balance warnings for maximum financial protection against costly bank overdrafts.
You’ll also have access to additional benefits like interest-free micro-loans. All at no extra cost.

Start Building Your Credit Score Today
Portify builds your credit and provides financial protection. As long as you’re a member, you can build your credit history. You’ll also get low-balance warnings included in your membership.
IASME certified
We are IASME Cyber Essentials certified. Our systems are routinely penetration tested by external security firms.
FCA Authorised
Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.
Bank-grade security
Your data stored with Portify is secured using AES 256-bit end-to-end encryption.
Read-only access
We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.