Credit score building and financial protection for £4/month

Welcome to Portify

A community powered membership that builds your financial security

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Automatic credit score boost with your membership

We partner with Experian to improve your credit history through your monthly membership fee.
Learn More

Every payment builds your credit history when you pay your monthly membership fee on time. The longer you’re a member, the more credit you build.

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How Portify builds your credit score


Download the Portify app and sign up

Join 20,000 Portify users and sign up in less than 5 minutes.


Pay your monthly membership fee on time

We deduct each payment securely from a bank account of your choice.


Each on time payment builds credit history

We report your monthly payments to our partner, Experian. Learn More

What banks does the Portify app connect to?

At the moment Portify works with these financial institutions. We are constantly adding new providers so do check back:

  • Barclays
  • HSBC
  • NatWest
  • Monzo
  • Starling Bank
  • RBS
  • Lloyds
  • Halifax
  • Nationwide
  • First Direct
  • Santander
  • TSB
  • The Co-operative Bank
  • Metro Bank
  • Bank of Scotland
  • TSB
  • Marks & Spencer
  • Ulster Bank

Avoid Bank Overdrafts & Improve Your Credit Score

Your Portify Plus membership includes low-balance warnings for maximum financial protection against costly bank overdrafts.

You’ll also have access to additional benefits like interest-free micro-loans. All at no extra cost.

Start Building Your Credit Score Today

Portify builds your credit and provides financial protection. As long as you’re a member, you can build your credit history. You’ll also get low-balance warnings included in your membership.

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IASME certified

We are IASME Cyber Essentials certified. Our systems are routinely penetration tested by external security firms.

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FCA Authorised

Portify is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665.
Portify Limited is a credit broker and not a lender.

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Bank-grade security

Your data stored with Portify is secured using AES 256-bit end-to-end encryption.

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Read-only access

We only ever have read access to your banking and financial transaction data. Portify cannot access or move your money.